Personal Financial Planning

At the end of this programme, participants should be able to:

• Identify personal financial priorities

• Budget effectively

• Demonstrate a knowledge of banking and saving options

• Know how to control debt

• Seek further financial advice from a professional

Module 1: Budgeting 
Objective: At the end of the module, participants will be able to use a budget as a tool to help them achieve their financial goals. 

Module 2: Credit 
Objective: At the end of this module participants will be able to understand how credit works and see how it fits into their budget. They’ll also understand responsible use of credit.

Module 3: Debt Management
Objective: At the end of this module, participants will be able to find the right solutions and tools to help them get out of debt.

Module 4: Risk Planning
Objective: At the end of this module, participants will be able to understand the concept of risk and its effect on personal goals.

Module 5: Education Planning 
Objective: At the end of this module, participants will be able to understand why it helps to organize and plan how to achieve their educational goals. 

Module 6: Investment Planning 
Objective: At the end of this module, participants will be able to understand different investment options and how suitable they are towards meeting their objectives.

Module 7: Retirement planning 
Objective: At the end of this module, participants will be able to see the urgency of taking retirement planning very seriously.

Module 8: Estate Planning 
Objective: At the end of this module, participants will be equipped with the knowledge to put their affairs in order for the next generation.

Module 9: Multiple Income Streams 
Objective: At the end of this module, participants will appreciate the importance of multiple income streams in today’s reality.

Module 10: Financial Institutions 
Objective: At the end of this module, participants will be able to differentiate banking transactions and payment methods that enhance autonomy and security. They will also be better informed about solutions that cannot be provided by commercial banks in Nigeria.

Certificate will be based on each participant’s satisfactory record of attendance and participation in class activities.